you're current on your mortgage, but have had difficulty refinancing,
HARP could provide a solution. Even if you owe more than your home is
worth, if your mortgage is owned by Fannie Mae or Freddie Mac, you could
save with HARP.
provides homeowners the opportunity to exit their homes and be relieved
of their remaining mortgage debt through a short sale or a deed-in-lieu
of foreclosure (DIL). It also provides homeowners with $10,000 in
programs in 18 states and the District of Columbia were designed to
provide assistance to struggling homeowners through modification,
mortgage payment assistance, and transition assistance programs.